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A man told the Sheikh he had $240,000 available on credit cards. After losing his job, he returned with $40,000 in debt. But what if you always pay your card off on time? Why does the Sheikh still warn against it? In Episode 2 of The Believer’s Response, Sheikh Ahmed Umar joins Brother Shahid Hassan to discuss the money decisions facing Muslim households: buying a home, paying for university and finding better ways to earn without relying on Riba. They examine the Prophet’s ﷺ guidance on the best ways to earn wealth, overlooked means of increasing rizq, and why helping others matters even when you are struggling yourself. The discussion also asks why financial relief may be delayed despite your du’a, and how to start putting things right if your finances already involve riba. Timestamps: 00:00 Opening Highlights 01:19 Introduction 05:20 Advice for Muslims Experiencing Financial Hardship 09:03 Making Du’a When Relief Hasn’t Come Yet 15:57 Helping Others When You Need Help Yourself 23:37 Family Ties and Your Provision 31:57 Financial Crises, Riba and the Loss of Barakah 46:11 The Credit Card Trap 50:36 Can You Buy a Home Without Riba? 55:32 Building Wealth: Five Business Principles 1:02:22 Owning a Home: Blessing or Burden? 1:08:51 Planning for University Without Interest-Based Loans 1:14:50 Combining Hard Work With the Means of Barakah 1:17:57 What Is the Best Way to Earn? 1:20:48 Investing in Your Skills as Work Changes 1:27:02 ‘Umar ibn ‘Abd al-‘Aziz: Ambition and Integrity 1:30:50 Taqwa, Honesty and Unexpected Provision 1:38:32 Unlawful Earnings and the Door of Repentance 1:46:19 Does Having Less Mean Allah Loves You Less? 1:52:43 Seeking Provision by Helping the Vulnerable 1:55:22 Starting From Zero Without Debt Enrol now at AMAU Academy: https://www.amauacademy.com/ AMAU Academy: https://www.amauacademy.com/ AMAU Junior: https://amaujunior.com/ Instagram: https://www.instagram.com/amauofficial/ Patreon: https://www.patreon.com/AMAU Telegram: https://t.me/amauofficial YouTube: https://www.youtube.com/c/AMAUofficial Twitter: https://twitter.com/AMAUofficial iTunes: https://podcasts.apple.com/us/podcast/al-madrasatu-al-umariyyah/id1524526782 Spotify: https://open.spotify.com/show/08NJC1pIA0maaF6aKqZL4N Get in Touch: https://amau.org/getintouch BarakAllahu feekum. #AMAU #IslamicFinance #Rizq #islamicpodcast
